PayDayLoansUSADL offers services in finding the best loan provider in its network. PayDayLoansUSADL is expert in the payday loan industry. We are be happy to answer your any questions. Below you find same answers to questions that you may have about payday loans and our services. If you can't find an answer to your question please do not hesitate to contact us.
- What is a Payday Loan?
- What can I do to qualify for a Payday Loan?
- How much can I borrow?
- How can I get the money?
- I have a bad credit can I still qualify for a loan?
- Does the apply process take long time?
- Do I have to have access to a fax machine?
- How much does a Payday Loan cost?
- I am already paying off a Payday Loan - can I take out another one?
- How do I pay back my loan?
- What if I am late making a payment?
- Is my information safe on PayDayLoansUSADL?
- When will I be eligible to apply for another loan?
- Can I extend the repayment period of my loan?
- What happens if I default on my loan?
What is a Payday Loan?
A payday loan is a short-term solution to get cash. The lenders in our network will provide you with a loan of $100 to $1000 to make ends meet until you receive your next paycheck.
What can I do to qualify for a Payday Loan?
You can easily qualify for a payday loan. You have to fulfill the following requirements:
- Be at least 18 years old
- Have held the same job for the past 30 days
- Bring home at least $800 per month
- Provide a home and work phone number, along with an email address
How much can I borrow?
The lenders in our network will provide you with a loan up to $1000. The amount you could get depends on the information that you provide.
How can I get the money?
Receiving the money is easy-the loaned amount will be transferred to your bank account.
I have a bad credit can I still qualify for a loan?
Hard times can fall on anyone, which is why your credit doesn't matter when applying for a payday loan. Your payday loan request can be approved despite credit problems, such as bankruptcy, judgments, and other financial issues
Does the apply process take long time?
Applying for a loan through PayDayLoansUSADL usually takes less than five minutes; you get access to a number of lenders that want your business. In most cases you will have your payday loan within 24 hours after approval.
Do I have to have access to a fax machine?
Yes, you will need to have access to a fax machine. Sometimes lenders ask for additional financial information, and so you can fax them the information that they need. If you do not own a fax machine please use the services of your local library, or a postal store.
How much does a Payday Loan cost?
The total cost of repaying a payday loan depends on lender, according to their rates and terms. After approval your loan the lender will inform you the exact cost before you sign anything.
I Am already paying off a Payday Loan- can I take out another one?
Of course, You can certainly apply and qualify for another payday loan. While applying please make sure to inform the lender that you are currently paying off a previous loan.
How do I pay back my loan?
Most lenders ask you to agree automatically payments withdrawn from your bank account. If you are aware of having any problems making a payment please contact your lender immediately.
What if I am late making a payment?
Our lenders have their own policies in regard to making late payments. Please be aware of your lender's late payment policy before signing loan agreements.
Is my information safe on PayDayLoansUSADL?
Yes, your personal information is safe. Our site is protected by the best security software available.
When will I be eligible to apply for another loan?
You can apply for another loan 72 hours after applying for your initial loan. Please disclose the information of applying for a loan when working with a lender to obtain a second loan.
Can I extend the repayment period of my loan?
Each state has their own regulations regarding extension of the repayment period of a loan. If your state allows extensions, please contact your lender in advance to inform them that you would like to have an extension.
What happens if I default on my loan?
If you are unable to pay to your lender, you can expect them to take any legal measures to collect the money that is due. Defaulting on your loan may also result in higher interest rates and additional fees.